Analysis of the company / current financing situation (liability structure)

We will learn about the current state of your business and subsequent plan in detail, as well as about all loan and other agreements, their terms, covenants, and collateral. We will analyse the historical debt service intensity and its requirements for future periods, combined with an analysis of the company’s current and future needs in terms of operating, investment, or other types of financing.

 

Preparation of financial model / business plan and its optimisation according to the standards of financial institutions

We will create a customised “live” financial model of the required refinancing of the company’s total liabilities with projections of future cash flow, and capital expenditure (“CAPEX”), based on which we will determine the maximum debt capacity and the minimum cash flow required. We will propose financing options and individual parts of the liabilities.

We will identify areas of concern, which may be currency hedging, interest rate developments in relation to the current and future financing structure, and growth in fixed costs such as energy or labour costs. Thanks to the stress testing that the financial model allows us to perform, we can also identify the company’s bottlenecks in relation to cash flow and the projected covenants of the various financing components over time.

Using this modelling, we can design and structure a complete financing structure for your company to ensure you can run your business as you wish.

 

Setting up and preparing business and information documents for banking and non-banking financial institutions according to the project type

Based on the completed modelling from phase 1, we will prepare a data pack and info pack about your company and project according to the standards and requirements of financial institutions, banks, and their risk management. The output will include the underlying data for the loan case evaluation, but especially the required financing structure and acceptable terms.

 

Conducting a transparent tender among financing providers

Using our experience in the banking and financial market, and especially our direct connection to individual financial institutions, we will prepare a tender with a minimum of 5 banks or financiers and launch a standardised tender for the required financing. Our activities also include direct and daily communication with individual bank representatives, presenting the prepared plan discussed with you, and explaining our financial and non-financial limits and requirements. Our work will result in structured and comparable offers from each financial institution.

 

Setting and negotiating terms, collateral, covenants, and overall contract documentation

After selecting a specific financial institution, we will begin detailed negotiations on the scope and amount of individual covenants and terms of the loan or other documentation with the support of a dedicated law firm specializing in this type of law.